Korevra SureLend
Mobile Borrower · Folake Adesanya
Money that moves when you do.
Connecting to your bank…
Bank-grade secure Privacy Terms Status NDPC · CBN
Korevra SureLend · Mobile Borrower

Money that moves
when you do.

The consumer app where Folake, a 32-year-old market vendor in Lagos, applies, signs and repays — in her language, on her phone, in four minutes.

Persona
Folake Adesanya
Languages
5 (EN, Pidgin, Yo, Ha, Ig)
Screens
20 interactive
Time to first loan
~4 min median
Tap any element · live demo
Done
9:41
86%
Korevra SURELEND
A loan in 4 minutes

Money that moves when you do.

From ₦25,000 to ₦5 million. Decision in minutes. Cash before the lights blink.

Choose your language
English
Continue in English
Nigerian Pidgin
Wetin you wan do
Yorùbá
Bí ó ṣe yẹ
Hausa
Mai sauƙi
Igbo
Ọ dị mfe
FCCPC DEON · NDPA · CBN approved
9:42
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Step 1 of 4 · identity

Verify with your BVN

We use your Bank Verification Number to confirm it's really you. We never see your bank password.

Encrypted with bank-grade AES-256
Verified via NIBSS · CBN-licensed
Never shared with anyone
Forgot your BVN? Dial *565*0#
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Step 2 of 4 · verification

Enter the code

We sent a 6-digit OTP to +234 ●● ●●● 5829. It expires in 10 minutes.

Didn't get it? Resend in 42s
9:44
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Step 3 of 4 · liveness check

Look at the camera and smile

DETECTING · HOLD STILL

Move your head slowly · left · right · then smile naturally

Smile Identity · match score 98.7%
9:45
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Step 4 of 4 · optional · tier upgrade

Unlock more with your NIN

Optional but recommended — adding your NIN moves you to Tier 3 and unlocks higher limits and lower rates.

Why give NIN?
Tier 3 limits go up to ₦5M · rates drop by ~0.4%/mo · faster decisions.
9:45
85%
VERIFICATION COMPLETE

You're verified, Folake.

Welcome to SureLend. You're on Tier 3 — our best tier.

3
TIER
SURESCORE · 782
Single transaction limit₦5,000,000
Daily limit₦10,000,000
Cumulative balanceUnlimited
Available rateFrom 2.5%/mo
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Refreshing…
Good morning
Folake
7
FA
Active loan · working capital
₦178,500
outstanding · of ₦220,000
Next payment
₦40,917 · 27 May
Borrow
Pay a bill
Records
Messages
Top-up available · 30 seconds
Add ₦150,000 to your active loan
Live updates · just now
SEE ALL →
Your salary just hit ₦240,000 from IPPIS
11:42 today · GTBank ●●●6422
Top-up of ₦150,000 approved · disbursing now
30 seconds ago
Bill paid: IKEDC ₦5,000 · token sent via SMS
8 min ago
782
SureScore
Excellent — best rates unlocked
Pre-approved · expires 4d
Borrow up to ₦1.2M right now
Pre-approved offers
Recent activityView all
Repayment · ₦40,917
GTBank ●●●6422 · 27 Apr · success
−₦40,917
Disbursement · ₦220,000
Working capital · 22 Mar
+₦220,000
SureScore updated
718 → 782 · 18 Mar
+64
Home
Loans
Bills
Inbox
More
9:42
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Loan marketplace

What do you need it for?

Choose a product designed for your need. Your pre-approved offer shows first.

PRE-APPROVED
Working Capital
For your business · 1–12 mo
UP TO ₦1.2M · FROM 2.5%/MO · SURESCORE 750+
Salary Advance
Until your next payday · IPPIS
UP TO ₦500K · FROM 2.0%/MO
Buy Now, Pay Later
Pay in 4 · for purchases
UP TO ₦300K · 0% ON FIRST
Asset Finance
Vehicle · phone · equipment
UP TO ₦5M · FROM 3.0%/MO
Cooperative Loan
Group-backed · lowest rate
UP TO ₦800K · FROM 1.8%/MO
Emergency Loan
Medical · funeral · urgent
UP TO ₦200K · IN 5 MIN
9:43
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Working Capital · step 2 of 5

How much do you need?

₦450,000
FROM ₦25K UP TO ₦1.2M
₦25K₦600K₦1.2M
For how long?
3 mo
6 mo
9 mo
12 mo
What's it for?
First repayment
Upload a receipt or invoice (optional)
Tap to take a photo
Receipts, invoices, or shop photo
Monthly
₦83,625
Total cost
₦501,750
· 3.5% per month flat · no hidden fees ·
9:44
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Calculating · SureScore engine

We're looking at your signals…

This takes ~12 seconds. We pull only what you've consented to.

Verifying BVN with NIBSS
2214●●●●971 · KYC tier 3
Pulling CRC credit bureau
3 trade lines · 0 delinquencies
Open Banking with GTBank
6 months of statements pulled
Analyzing 6-month cash-flow
Median balance ₦87k · variance low
Macro overlay · CBN MPR
FX volatility +12% · risk band B
Korevra explainability check
DEON-compliant · adverse-action ready
782/999
EXCELLENT
You're in the top 12%
Best rates · highest limits unlocked
9:44
86%
Your offer · ready in 12s

Here's what we can do.

Approved amount
₦425,000
Tenor
6 mo
Rate
3.5%/mo
Monthly
₦79,156
You requested₦450,000
We offer₦425,000
Total cost₦473,938
Reason for reductionDTI · ₦425K fits your cash-flow
Counter-offer? Ask for up to ₦600K with a co-signer, or take a longer tenor for a smaller monthly.
9:45
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FCCPC · DEON consent · NDPA

Read & sign.

Required by Nigerian law before any disbursement.

Loan summary

Principal₦425,000.00
Interest rate (monthly, flat)3.5%
Tenor6 months
Origination fee1.0% (₦4,250)
Total cost (APR 47.8%)₦473,938
Monthly payment₦79,156
Total repayable₦473,938.00

Direct debit mandate

You authorise Korevra Microfinance Bank to debit GTBank ●●●6422 on the 27th of each month for ₦79,156, beginning 27 May 2026, for 6 instalments.

NDPA · data use

You consent to Korevra processing your BVN, NIN, transaction history, and biometric template under the Nigeria Data Protection Act 2023, retained for 7 years post-loan-closure for regulatory reporting.

Default & collections

Missed payments incur a penalty of 1% per month on the overdue balance. We will not engage in coercive collections. We may report to CRC, FirstCentral, and CreditRegistry after 60 days of arrears.

Hardship rights

You may request restructuring at any time without penalty in cases of job loss, medical hardship, or business shock — see Hardship menu.

Right to withdraw

You may cancel within 24 hours of disbursement at no cost (excluding origination fee). Contact 0700-KOREVRA.

Hold to sign with your fingerprint
Hold to sign
Touch ID required
9:46
86%
Sending money…

Your money is on the way.

₦425,000
TRANSFER IN PROGRESS · NIBSS INSTANT
₦425,000 sent
GTBank ●●●6422 · in 22 seconds
REPAYMENT SCHEDULE LOCKED
FIRST PAYMENT
27 May 2026
MONTHLY
₦79,156
9:47
86%
Loan SLD-N0427 · active

Working Capital · ₦425K

Outstanding · 6 of 6
₦425,000
total ₦473,938 · 0 paid
Next payment
₦79,156 · 27 May
Repayment schedule
27 May 2026₦79,156NEXT
27 Jun 2026₦79,156DUE
27 Jul 2026₦79,156DUE
27 Aug 2026₦79,156DUE
27 Sep 2026₦79,156DUE
27 Oct 2026₦79,158DUE
9:48
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Hardship · restructure

Tell us what's happening.

Life happens. We'll find a way that works for both of us — no penalty, no judgment.

Business slow this month
Sales drop, weather, season
Medical emergency
Family or personal
Lost income / job
Unemployment or contract end
Something else
Tell us in your own words
9:49
86%
K
KorevraAI
Online · auto-detect
9:50
86%
Repayment · ₦79,156 due 27 May

Pay your loan.

How much?
Pay from
G
GTBank · Direct debit
●●●6422 · default · free
RECOMMENDED
#
USSD · *737*Korevra#
Works offline · ₦20 fee
Debit card
●●●●4831 · Verve · 1.5% fee
Cash at agent
2.3km · Funmi POS, Mushin
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Records · 2026

Your statements.

Audit-ready PDFs, signed and timestamped.

April 2026 · Working Capital
1 payment · ₦40,917 · signed PDF
PDF ↓
March 2026 · Disbursement
₦220,000 received · GTBank
PDF ↓
Annual 2025 · Tax statement
4 loans · ₦18,400 interest paid
PDF ↓
CRC credit report
As of 12 May 2026 · all bureaus
PDF ↓
DEON consent agreement
Signed 22 Mar 2026 · biometric
PDF ↓
9:52
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FA
Folake Adesanya
SLD ID · 0427-1A82-MOB
TIER 3 · SURESCORE 782
Personal information
Personal details
DOB · address · email
Linked bank accounts
GTBank ●●●6422 · Access ●●●0381
Linked email
folake.a@gmail.com · verified
Preferences
Language
English
Dark mode
Easier on the eyes at night
Biometric login
Touch ID for sign-in
Push notifications
Payments, offers, scores
Korevra services
Cooperatives
Akoka Traders Coop · ₦680K savings
USSD Simulator · *901#
Try the dial-to-lend menu
Statement Studio
Generate · Pidgin/YO/HA/EN · 24h SLA
Refer & Earn · Gold tier
12 on-time · ₦5,000 per referral
Loan Pause / Owambe Moratorium
Skip a payment during holidays
File a dispute
Bureau · pricing · transaction
Security & privacy
Change PIN
Last changed 8 weeks ago
Open Banking consents
OBCMS · linked banks & data sharing
NDPA · my data rights
Access · rectify · erase · object
KOREVRA SURELEND · v3.4.2
FCCPC LIC #FCCPC/CD/2024/0918
9:53
86%
Inbox · 7 unread

Your notifications.

All22
Unread7
Loans8
Bills4
Account4
Offers3
Compliance2
Hardship1
Payment due tomorrow · ₦79,156
Will be debited from GTBank ●●●6422 on 27 May. Make sure funds are available.
Loan · Reminder
26 May · 2 hrs ago
Top-up approved · ₦150,000
Carbon MFB approved your ₦150K top-up. Disbursing to GTBank ●●●6422 now.
Loan · Approved
26 May · 30s ago
IKEDC token delivered
Token: 4521 7836 9054 1227 · ₦5,000 · Unit 36.7 kWh.
BillsPay+
26 May · 8 min ago
CREDICORP scheme · you're eligible
FG-subsidised single-digit loan up to ₦5M for civil servants. Apply via the marketplace.
CREDICORP
26 May · 5 hrs ago
Hardship detected · restructure offered
We noticed 2 missed repayments. Apply for restructure — no SureScore impact in the first 14 days.
Hardship · Auto-detected
25 May · 1 day ago
Pre-approved · ₦1.2M Working Capital
Offer expires in 4 days. Rate: 2.5%/mo · 6 months.
Offer
25 May · 1 day ago
SureScore +6 points · now 782
Rose from 776 to 782 after April's on-time payment. You're top 12% nationally.
25 May · 1 day ago
DEON consent expires in 14 days
Your Open Banking consent for IPPIS salary stream expires on 9 June. Renew to keep auto-debit.
Compliance · DEON
25 May · 1 day ago
DStv subscription paid · ₦24,500
Compact bouquet renewed for 30 days. Receipt available in records.
BillsPay+
23 May · 3 days ago
Bill payment failed · MTN airtime
₦2,000 airtime to 0803-***-2244 could not complete. Funds refunded.
BillsPay+ · Failed
22 May · 4 days ago
Disbursement · ₦220,000 sent
Working capital loan disbursed to GTBank ●●●6422. Funds available now.
Loan · Disbursed
15 May · 11 days ago
April statement ready
Your April 2026 statement has been uploaded. Download or share with anyone.
1 May · 25 days ago
Repayment received · ₦40,917
Thank you, Folake. Your loan is on track. Next due: 27 May.
Loan · Paid
27 Apr · 29 days ago
Adaeze accepted your invite
You earned ₦500 in referral cash. Refer 2 more to unlock the bonus tier.
Referral
26 Apr · 30 days ago
KYC refresh due in 30 days
CBN requires annual BVN refresh. Takes 60 seconds — re-verify to keep your account active.
21 Apr · 35 days ago
Open Banking consent renewal
Your bank statement read access renews on 30 June. Continue to allow auto-eligibility checks.
Compliance · OB
15 Apr · 41 days ago
DStv expires in 3 days
Premium bouquet renewal due 29 May · ₦24,500. Set up auto-renew?
BillsPay+ · Reminder
14 Apr · 42 days ago
BVN expires in 60 days
CBN guidance · re-verify your BVN to keep DEON-compliant features (auto-debit, top-ups).
10 Apr · 46 days ago
App update available · v4.2.1
Faster bills, new dispute flow, and Yorùbá voice support. Update from Play Store.
System
3 Apr · 53 days ago
Scheduled maintenance · 2 Apr 02:00
BillsPay+ unavailable 02:00–04:00 WAT. Loans and repayments unaffected.
System · Maintenance
1 Apr · 55 days ago
Working capital loan · approved
Folake, your ₦220K loan over 6 months at 3.5% has been approved by Carbon MFB.
Loan · Approved
14 May · 12 days ago
Top-up available · 30 seconds
Add up to ₦150,000 to your active loan. Same instalment, just longer.
Top-up
8 Apr · 48 days ago
9:53
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Loan · Reminder

Payment due tomorrow

26 May 2026 · 11:42 WAT · GTBank ●●●6422
Hi Folake, your next loan repayment of ₦79,156 is due tomorrow, 27 May 2026.

We will debit your GTBank account ●●●6422 at 08:00 WAT. Please ensure funds are available — late payment attracts a 0.5% daily fee and may impact your SureScore.

Breakdown: ₦62,400 principal · ₦14,150 interest · ₦2,606 management fee.
What you can do
Delivery
In-app✓ Delivered · 11:42
Push (FCM)✓ Delivered · 11:42
SMS (Termii)✓ Delivered · 11:43
WhatsApp— off
9:54
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Settings

Notification preferences.

Choose which channels deliver each notification type. DEON-compliant: regulatory notifications cannot be turned off.
Channels per category
Category
In-app
Push
SMS
WApp
Email
Loan reminders Due dates, top-ups
Bills & utilities Tokens, receipts, failures
Account Statements, SureScore, KYC
Offers & marketing Pre-approved, referrals
Compliance Required · cannot disable
Hardship Restructure, moratorium
System App updates, maintenance
Quiet hours
Pause non-urgent
Block push and SMS during quiet hours
From
To
Loan due alerts and hardship pings still come through.
Sounds
Notification sound
Talking Drum (default)
Salary alert
Cash register · custom
Vibration pattern
Long-short
9:55
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Live · streaming

What's happening now.

Real-time updates from your bank, lender, and BillsPay+.
Today · 26 May
11:42 · GTBANK
Salary received · ₦240,000 from IPPIS-FED.MIN.OF.FINANCE
Available balance: ₦283,440
11:42 · KOREVRA
Top-up of ₦150,000 approved
Disbursing to GTBank ●●●6422 in 30 seconds.
11:34 · IKEDC
Bill paid: IKEDC ₦5,000 ✓ token issued
36.7 kWh · Token 4521 7836 9054 1227
10:18 · KOREVRA
SureScore moved · +6 → 782
Reason: April on-time repayment
08:12 · MTN
Data top-up · 1.5GB / 30 days
₦1,500 from BillsPay+ wallet
Yesterday · 25 May
16:08 · CARBON MFB
Account credited · ₦18,000
DStv reversal · transaction declined upstream
11:00 · CREDICORP
You're eligible · CREDICORP single-digit loan
Up to ₦5M for civil servants · apply via marketplace
9:56
86%
Messages · 2 unread

Chat with your lender.

Active conversations
CM
Carbon MFB · Adaobi N.
11:48 AM
I've raised a restructure offer. Please review and accept…
RESTRUCTURE · LIVE
2
KS
Korevra Support
Mon
Your dispute (#DSP-4421) has been resolved in your favour.
RESOLVED
FA
FCMB Mortgage Officer
23 May
Thanks for the docs. Underwriting is on it.
CLOSED
Common questions · FAQ
How do I top up my active loan?
Why was my bill payment reversed?
Apply for restructure / moratorium
Update my BVN / NIN details
Talk to a human agent
9:57
86%
CM
Carbon MFB · Adaobi N.
● Online · agent
Today · 26 May
Hello Folake, this is Adaobi from Carbon MFB. I noticed your account flagged for restructure. How can I help today?11:38 AM
Good morning. I see ₦40,917 was debited on 27 April but my GTBank app shows ₦42,500. Can you clarify?11:39 AM ✓✓
Let me check your records, one moment.11:39 AM
Adaobi is viewing your loan #LN-78344
I see ₦40,917 was debited as scheduled. The ₦1,583 difference is GTBank's stamp duty + transfer fee — that's a GTBank charge, not Carbon MFB.11:42 AM
Here's the breakdown:
Repayment_Apr2026.pdf
62 KB · receipt + breakdown
11:42 AM
Understood. Thanks. One more thing — you mentioned a restructure. What does that look like?11:44 AM ✓✓
I can offer to extend your tenor from 6 to 9 months, dropping your monthly repayment from ₦40,917 to ₦28,144. Your SureScore is not affected.11:46 AM
Restructure offer · expires 7 days
Tap to review
11:46 AM
Take a look and let me know — happy to walk you through it.11:48 AM
Yes, send terms
More time
Human agent
In Pidgin
My balance
9:54
86%
Receipt SLD-PAY-220537

Payment received.

₦79,156

FROM GTBANK ●●●6422 · IN 8 SECONDS

LoanSLD-N0427
Outstanding₦345,844
Next payment27 Jun · ₦79,156
9:55
86%
Bills
Pay Bills, Live Simple.
FA
Pay any bill · build SureScore
Every bill earns 2% cashback
CASHBACK BALANCE · ₦1,840 · USED IN 14 PAYMENTS
Pay fromChange
W
SureLend Wallet
FREE · INSTANT
₦24,400
G
GTBank ●●●6422
DIRECT DEBIT · FREE
₦81,250
L
Disbursement balance
FROM WORKING CAPITAL LOAN
₦156,000
Categories
Electricity
Cable & Internet
Airtime & Data
Water
Education
Government
Insurance & Health
Religious & Donations
Saved billersEdit
Recent bills paidView all
IKEDC · 28kWh · ₦2,500
Token ●●●● 5028 · 11 May · success
−₦2,500
DStv Compact Plus
Card 1024●●● · 1 May · 30 days
−₦25,000
MTN Airtime · ₦1,000
0802●●●●●●● · 28 Apr
−₦1,000
FRSC vehicle licence
LAG-728-AB · 12 mo · 22 Apr
−₦15,500
Glo Data · 10GB
0805●●●●●●● · 18 Apr
−₦4,800
9:55
86%
Electricity · 11 distributors

Choose your DISCO.

PREPAID
POSTPAID
Ikeja Electric
LAGOS METRO · TARIFF B
₦88.50/kWh
Eko Electricity
LAGOS ISLAND · TARIFF B
₦91.30/kWh
Abuja Electricity
FCT · NIGER · KOGI
₦68.70/kWh
Port Harcourt Electric
RIVERS · BAYELSA · AKWA IBOM
₦70.20/kWh
Kano Electricity
KANO · KATSINA · JIGAWA
₦62.40/kWh
Jos Electricity
PLATEAU · BAUCHI · GOMBE
₦65.10/kWh
Enugu Electricity
SOUTH EAST 5 STATES
₦71.80/kWh
Kaduna Electric
KADUNA · SOKOTO · ZAMFARA
₦60.20/kWh
Ibadan Electricity
OYO · OGUN · OSUN · KWARA
₦67.50/kWh
Benin Electricity
EDO · DELTA · ONDO · EKITI
₦69.40/kWh
Yola Electricity
ADAMAWA · BORNO · TARABA
₦64.80/kWh
9:55
86%
IKEDC · prepaid · step 1 of 5

Enter your meter.

Meter number
Hello Folake — meter 04432189
IKEJA · ADENIYI JONES · TARIFF B
Last payment
11 May · ₦2,500 · 28.2 kWh
9:56
86%
IKEDC · meter 04432189 · step 2 of 5

How much?

Units
56.5 kWh
Quick amounts
₦1K
₦2K
₦5K
₦10K
₦20K
₦50K
Custom
9:57
86%
IKEDC · ₦5,000 · 56.5 kWh · step 3 of 5

Pay from?

W
SureLend Wallet · ₦24,400
FREE · INSTANT
RECOMMENDED
Verve card ●●●●4831
1.5% FEE · ₦75
#
USSD · *901*5000#
OFFLINE · ₦20 FEE
G
GTBank ●●●6422 transfer
DIRECT DEBIT · FREE
You'll pay
₦5,000
Earns +2% cashback
+₦100 to wallet
9:57
86%
Confirm with biometric

Pay ₦5,000 to IKEDC.

METER 04432189 · 56.5 KWH · FROM WALLET
BillerIKEDC PREPAID
Meter04432189 · F. ADESANYA
Units56.5 kWh
9:58
86%
Receipt SLD-BIL-340281

Light on the way.

₦5,000
IKEDC · 56.5 kWh · 8 SECONDS
Your prepaid token
4823 7281 0394 7281 5028
SMS COPY SENT TO 0802 ●●● 4192 · ALSO IN INBOX
9:58
86%
Cable TV · 4 providers

Choose provider.

DStv
GOtv
StarTimes
Showmax
Smartcard / IUC number
F. ADESANYA · Compact Plus
EXPIRES 28 MAY · ₦25,000 LAST PAID
Choose a package
DStv Premium
All channels · sports · movies · HD
₦37,000
DStv Compact Plus
Premium minus a few · sports
₦25,000
DStv Compact
170+ channels · family
₦19,000
DStv Confam
Local · news · lifestyle
₦11,000
DStv Yanga
Light entertainment · series
₦6,200
DStv Padi
Entry-level local channels
₦4,400
9:58
86%
Airtime · Data

Top-up your line.

AIRTIME
DATA
MTN
Airtel
Glo
9mobile
Phone number
Quick airtime
₦100
₦200
₦500
₦1K
₦2K
₦5K
₦10K
Custom
YOU'LL TOP UP
₦1,000
9:59
86%
Government payments

Pay the government.

Federal Road Safety
FRSC
Vehicle licence renewal
LAG-728-AB · expires 23 May
DL
Driver's licence
3-year · ₦10,450
Tax · TIN
FIRS
FIRS · PAYE / VAT
Enter Remita RRR
TIN
Apply for TIN
For individuals · free
LIRS
LIRS · State tax
PAYE · land use · presumptive
NIS · Immigration
NIS
Nigerian passport application
64-page or 32-page · 10y validity
VISA
Visa-on-arrival fee
For invitees
Education levies
WAEC
WAEC scratch card / PIN
Result checker · ₦27,500
JAMB
JAMB UTME PIN
2026 UTME · ₦7,200
10:00
86%
All bill receipts · 32 records

Your receipts.

Tap any to view, download, share or dispute.

IKEDC · ₦5,000 · 56.5 kWh
METER 04432189 · 13 MAY · SUCCESS
PDF ↓
DStv Compact Plus · ₦25,000
IUC 1024873192 · 1 MAY · ACTIVE 30D
PDF ↓
MTN Airtime · ₦1,000
0802 ●●● 4192 · 28 APR · SUCCESS
PDF ↓
FRSC vehicle licence · ₦15,500
LAG-728-AB · 22 APR · 12 MONTHS
PDF ↓
Glo 10GB · ₦4,800
0805 ●●● 6730 · 18 APR · SUCCESS
PDF ↓
IKEDC · ₦3,000 · 33.9 kWh
METER 04432189 · 10 APR · TOKEN 4839
PDF ↓
WAEC PIN · ₦27,500
4-DIGIT PIN · 4 MAR · SISTER
PDF ↓
DStv Compact Plus · ₦25,000
IUC 1024873192 · 1 APR · 30D
PDF ↓
SHOWING 8 OF 32 · LOAD MORE
10:00
86%
Top-up offer · in 30 seconds

Add cash to your active loan.

You qualify for
₦150,000 top-up
PRE-COMPUTED · ON YOUR ACTIVE WORKING CAPITAL LOAN
Rate
2.5%/mo
New balance
₦328,500
Disburse to
Wallet
How much?
₦150,000
FROM ₦25K UP TO ₦150K
₦25K₦75K₦150K
New tenor
6 months
New monthly
₦60,800
Repayment preview · 6 months
27 May
₦60,800
Next
27 Jun
₦60,800
Upcoming
27 Jul
₦60,800
Upcoming
27 Aug
₦60,800
Upcoming
27 Sep
₦60,800
Upcoming
27 Oct
₦60,800
Upcoming
10:00
86%
Confirm top-up

Add ₦150,000 to your loan.

DISBURSE TO WALLET · NEW BALANCE ₦328,500 · 6 MO @ 2.5%/MO
Original loanSLD-N0427 · ₦178,500
Top-up+₦150,000
New balance₦328,500
10:01
86%
Top-up complete

₦150,000 added.

Wallet · ₦174,400

DISBURSED IN 28 SECONDS · NIBSS INSTANT

10:02
86%
Open Banking · CBN OBCMS

Connect your bank.

Get better rates, faster decisions. You control what data is shared and for how long.

Choose your bank
GTBank
Access
Zenith
UBA
First Bank
Stanbic
Sterling
Fidelity
Union
Wema · ALAT
Kuda
Opay
What can SureLend access?
Consent duration
30 days
90 days
6 months
1 year
YOU CAN REVOKE ANY CONSENT IN ONE TAP, ANY TIME.
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OBCMS consent · GTBank

Authorize via your bank.

REDIRECTS TO GTBank · 6-MONTH CONSENT · 4 DATA TYPES
BankGTBank
Data sharing4 of 5 enabled
Duration6 months · until 13 Nov 2026
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OBCMS reference OBR-CN-29481283

Consent granted.

VIA CBN OPEN BANKING CONSENT MANAGEMENT SYSTEM
EXPIRES 13 NOV 2026 · REVOKE ANYTIME

Bank linkedGTBank ●●●6422
New rate2.5% → 2.1%/mo
SureScore boost+18 points
10:05
86%
CREDICORP · YouthCred
For serving corps members
₦100K – ₦150K
2%/MO · 6-MONTH MORATORIUM · NO COLLATERAL
Tenor
12 mo
Grace
6 mo
Decision
Same day
Eligibility check
BVN linked · NIN matched
NYSC ID: NYSC/2025/LA/29481
Service month: 4 of 12
! Financial literacy quiz · required
Earn your access
Financial literacy quiz
5 questions · 4-minute completion · pass mark 4/5
10:06
86%
Question 1 of 5

Financial literacy

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YouthCred · application

Your terms.

Loan amount
₦150,000
UP TO ₦150K · CREDICORP CAPPED
₦100K₦150K
Purpose
Repayment account
NYSC
NYSC stipend account · UBA
●●●3091 · ₦33,000/MONTH
Rate
2.0%/mo
First payment
Dec 2026
Moratorium
No payments for 6 months — repay after passing out
10:09
86%
Salary Advance · IPPIS-anchored

Take what you've earned.

No interest, no fees — just a ₦500 platform charge. Repaid from your next salary.

Days worked this month
18
of 24 working days
Earned wages
₦125,000
Max advance
₦125,000
How much?
₦100,000
UP TO ₦125,000 · CAPPED BY EARNED WAGES
₦10K₦65K₦125K
One-off fee
₦500
Auto-repaid
28 May payday
After repayment
You'll still take home ₦78,500 on payday
10:10
86%
Akoka Traders Coop · member #2841

Your cooperative.

My savings · since Mar 2024
₦680,000
₦20,000/MONTH · 34 CONTRIBUTIONS
Loan eligibility · 3x multiplier
₦1,240,000
This month
May 2026 contribution
PAID · IPPIS AUTO-DEDUCT · 28 APR
₦20,000
Esusu cycle · 12-member rotation
Your turn
Position 7 of 12
Next payout: 28 Nov 2026
EXPECTED RECEIPT · ₦240,000 (12 × ₦20K)
JANYOU · NOVDEC
Dividend · FY 2026 declared
₦42,000 added to your savings
PRO-RATA · BASED ON 34 CONTRIBUTIONS · CREDITED 1 JUN 2026
Documents
Member statement · 2026
All contributions · payouts · dividends
Apply for coop loan
3× savings · 1.8%/mo · 12 mo
10:11
86%
Dial-to-lend · *901# simulator

No data? No problem.

This is what Folake sees on a feature phone or with no internet. Try typing 1, 2, 3 etc.

SureLend *901#
Welcome to SureLend.
1. Apply for loan
2. Check balance
3. Make payment
4. Pay bills
5. Statement
6. Language
0. Help

Reply with number.
1
2
3
4
5
6
7
8
9
*
0
#
Why this matters
63% of rural Nigerians lack reliable internet. USSD makes SureLend reach 24M+ unbanked Nigerians.
10:12
86%
Statement Studio · DEON

Generate any statement.

24-hour delivery guarantee · signed, audit-ready PDF.

Type of statement
Running statement
All transactions in date range · for tax / proof
FREE
Certificate of Indebtedness
Stamped letter · outstanding loan summary
₦1,500
Certificate of Payoff
For when a loan is fully repaid · stamped
₦1,500
Annual Repayment Summary
Tax-ready · interest paid + principal · FY
FREE
Date range
From
1 Jan 2026
To
13 May 2026
Language
English
Pidgin
Yorùbá
Hausa
Deliver to
Email
folake.a@gmail.com
WhatsApp
+234 802 419 2348
Download PDF
On this device
DEON · 24h SLA
If we miss the deadline, statement is free + ₦500 credit.
10:13
86%
NDPA · your data rights

Six rights. Always yours.

By the Nigeria Data Protection Act. Each request is tracked end-to-end with a 30-day SLA.

Access my data
Get a copy of everything we hold about you · 7-day SLA
Pending · DSR-2391
Rectify inaccurate data
Correct wrong name, DOB, address, employer details
Erase my data
When loans fully repaid · 30-day grace · regulator-allowed
Data portability
Machine-readable export to take to another lender
Complete · DSR-2218
Restrict processing
Pause use of your data while we investigate a dispute
Object to processing
Refuse marketing · profiling · automated decisions
DPO direct line
privacy@korevra.ng · 0700-DPO-KORE
10:14
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File a dispute · 48-hour SLA

What's wrong?

We respond within 48 hours · final resolution within 14 days.

Dispute type
Bureau report incorrect
Section 9 · CRC / FirstCentral / CreditRegistry
Pricing not as agreed
Rate, fees, or APR different from your offer
Transaction not authorized
Disbursement or repayment you didn't approve
GSI trigger error
Global Standing Instruction taken in error
BillsPay+ failure
Bill paid but service not delivered
Your context
CustomerFolake Adesanya · SLD-0427
LoanSLD-N0427 · Working Capital
Last bureau pull12 May 2026 · CRC
Describe the issue
Evidence
GTBank_27Apr_receipt.pdf
UPLOADED · 248 KB
10:15
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Loyalty · refer & earn
Your tier
Gold
12 ON-TIME PAYMENTS · 87% PERFECT
B
BRONZE
S
SILVER
G
GOLD
P
PLATINUM
Your Gold benefits
Reduced rate · −0.4%/mo on all loans
Higher limit · ₦1.2M → ₦2M
Free Certificate of Indebtedness · 4/year
Priority support · WhatsApp · 6-min SLA
Refer a friend · ₦5,000 each
Your code
FOLAKE-AKO-2026
You've referred · earned ₦25,000
AB
Adaeze B.
JOINED 22 APR · APPROVED
+₦5,000
SO
Segun O.
JOINED 8 APR · APPROVED
+₦5,000
CN
Chika N.
JOINED 30 MAR · APPROVED
+₦5,000
TI
Tunde I.
JOINED 14 MAR · APPROVED
+₦5,000
KA
Kemi A.
SIGNED UP · PENDING FIRST LOAN
10:16
86%
We noticed something

Tough month, Folake?

Your salary hasn't arrived yet this month and your payment is due in 3 days. Here's a hand.

What we saw
No GTBank salary deposit · 28 Apr (expected ₦178,000)
Stock sales down 41% last 14 days
Average balance below ₦25K for 8 days
Pick one — no penalty
60-day payment holiday
Skip May & June · interest paused · resume July
Lower payment · extend by 4 months
₦40,917 → ₦26,200/mo · same total cost
Pay half this month
₦20,500 now · top-up next salary
SureScore protected
Approved hardship plans don't ding your score · CRC notified
10:17
86%
Loan pause · Owambe moratorium

Skip a payment, not a season.

When Lagos parties and family travels, opt in below — we shift the payment, no penalty.

December 2026
Detty December
SKIP DEC · CATCH UP JANUARY · ₦40,917 SHIFTED
AVAILABLE · OPENS 1 DEC
March / April 2027
Easter / Sallah
SKIP 1 MONTH · YOUR CHOICE OF DATE
AVAILABLE · CHOOSE WHEN
Eid / Ramadan
Eid moratorium
RAMADAN OR EID · PAYMENT SHIFTS BY 1 MO
AVAILABLE
How it works
1.
Toggle on before the cycle starts (we send a reminder)
2.
Skip the month — interest still accrues, but no debit, no late fee
3.
Catch-up month splits cost across two payments (so January isn't 2× tough)
4.
Your SureScore is untouched
Choose your language
YOU CAN CHANGE THIS LATER IN SETTINGS